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1. Consider the following statements with respect to Payment Banks.

  1. A payments bank is similar to any other bank, but operating on a smaller scale without involving any credit risk.
  2. It can carry out most banking operations but can’t advance loans or issue credit cards.
  3. It can accept demand deposits (up to Rs 1 lakh), offer remittance services, mobile payments/transfers/purchases and other banking services like ATM/debit cards, net banking and third party fund transfers.
  4. The main intent of payments bank is to widen the spread of payment and financial services to small business, low-income households, migrant labour workforce in secured technology-driven environment.

How many above statements are correct?

 
 
 
 

2. Consider the following statements with respect to Vyasji ka tehkahana.

  1. Vyasji ka tehkahana is located in the southern area of the Gyanvapi mosque’s barricaded complex.
  2. It faces the Nandi statue placed inside the Kashi Vishwanath complex near the sanctum sanctorum.
  3. The tehkahana has a height of about 7 feet and carpet area of around 900 square feet.

How many above statements are correct?

 
 
 
 

3. Consider the following statements with respect to Gentoo Penguins.

  1. Gentoo penguins which are scientifically known as Pygoscelis papua.
  2. They are renowned for their streamlined bodies and impressive swimming capabilities, reaching speeds up to 22 miles per hour underwater.
  3. The gentoo penguin is one of three species in the genus called Pygoscelis.
  4. The breeding colonies of these gentoo penguins are located on ice-free surfaces.

How many above statements are correct?

 
 
 
 

4. Consider the following statements with respect to Bird Flu.

  1. Avian influenza or bird flu refers to the disease which is caused by infection with avian (bird) influenza (flu) Type A viruses.
  2. These viruses naturally spread among wild aquatic birds worldwide and it can infect domestic poultry and other bird and animal species.
  3. Influenza A virus subtype H5N1 (A/H5N1)is a subtype of the influenza A virus that can cause illness in humans and many other species.

How many above statements are incorrect?

 
 
 
 

5. Consider the following statements with respect to Vote on Account.

  • Vote on account is the process where an outgoing government seeks the permission from the Parliament to withdraw funds from the Consolidated Fund of India.
  • The outgoing government then spend money on expenditures and crucial government schemes for a few months until a new government is formed after the elections.
  • Under Article 116 of the Indian Constitution, vote on account is a grant in advance for the Central government to meet short-term expenditure generally lasting for a few months.

How many above statements are incorrect?

 
 
 
 

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The post 01-02-2024 MCQs Test English appeared first on Vajirao IAS.

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